Business banking
Free checking and savings with zero minimums, yield with Treasury, and loans to help you grow.
Radically different banking
Apply online in 10 minutes to experience banking unlike anything that’s come before.
Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.
Everything you do with money. All in one place.
Business banking and more — accounts, cards, payments, and accounting.
Cards & expenses
Earn 1.5% cashback and control team spend with cards, reimbursements, limits, and approvals.
Payments & invoicing
Send money worldwide with no fees on USD payments, create invoices, and get paid into Mercury.
Accounting
Sync with QuickBooks, Xero or NetSuite, and close the books faster with AI automations.
Loved by 450K+ of the most ambitious entrepreneurs on the planet
Supabase
Linear
Lovable
Partiful
ElevenLabs
Phantom
Bogey Bros
“Unlike most financial institutions, Mercury is built on software. Everything can be done within the app in 1–2 minutes.”
Banking’s been a headache. Now, it’s a head start.
Get started fast. And never stop moving.
Apply online in 10 minutes
Free checking and savings — no in-person visits or paperwork.
Get a credit card instantly
Access business credit cards as soon as day one — no personal guarantees.
Earn 1.5% cashback
Unlimited cashback automatically deposited — no confusing points.
“Building an ecommerce brand with millions of customers means constant change. Mercury is the one part of our finance stack that always keeps pace.”
Run your business like a seasoned pro
Total visibility
See available funds and money in and out in one snapshot.
Automations
Reduce busywork with transfers, approvals, and AI categorization.
Guidance
Chat support for all customers, plus dedicated account management.
You’re creating something to stand the test of time. So are we.
450K+Entrepreneurs love us
1 in 3Startups choose Mercury
$20B+Monthly transaction volume
4.9Apple App Store rating
Standard protection stops short. Mercury goes further.
20x the usual coverage
Get up to $5M FDIC insurance through partner banks and sweep networks.
Next-level account security
Fraud and phishing protection, passkeys, dark web monitoring, and more.
Controls at your fingertips
Decide who can view, move, or debit funds with locks and approvals.
Mercury in the spotlight
$1B in annualized revenue and 4+ years profitable
Building banking for the agentic era
Mercury hits $5.2B valuation
Mercury for business
Banking, cards, payments, and accounting for ambitious companies.
Mercury for personal
A radically better checking experience for individuals.